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Commercial Auto Insurance for Business Owners
Drive Protected. Drive Confident.

At Erazo Insurance Services LLC, we help businesses secure the right commercial auto insurance—at the right price. Whether you have one service truck or an entire fleet, we shop multiple top-rated carriers like Liberty Mutual, Progressive, Next, and GEICO to find policies tailored to your operations.

Why You Need Commercial Auto Insurance

Your personal auto policy likely won’t cover your business vehicles. If you or your employees use vehicles for work—like deliveries, transporting tools, or traveling to job sites—you need commercial coverage to protect your business from:

  • Auto accidents and liability claims

  • Vehicle damage and theft

  • Uninsured motorists

  • Medical costs and legal fees

Without the right coverage, even one accident can lead to major out-of-pocket expenses.

Who Needs It?

You likely need commercial auto insurance if you:

  • Own, lease, or rent company vehicles

  • Use your personal car for business errands

  • Have employees driving on the job

  • Run a fleet for deliveries, landscaping, construction, or transport

Whether you’re a contractor, courier, retailer, or fleet operator, we’ll find the coverage that fits.

What Does It Cover?

We work with carriers that offer customizable policies including:

  • Liability Coverage – Bodily injury and property damage protection

  • Collision Coverage – Repairs or replacement after an accident

  • Comprehensive Coverage – Theft, vandalism, weather damage

  • Uninsured/Underinsured Motorist – Protection from other drivers

  • Hired & Non-Owned Auto – Coverage for employee or rental cars

  • Medical Payments / PIP – Covers injuries regardless of fault

Optional add-ons may include roadside assistance, towing, rental reimbursement, and more.

Why Choose Us?

Unlike captive agents who represent one company, we’re independent brokers. That means:

✅ We shop multiple carriers to get you the best deal
✅ You’ll work directly with a licensed expert, not a call center
✅ There’s no upfront cost – you only pay if we bind a policy
✅ We specialize in commercial coverage and know how to structure protection for your unique risks

  • We focus on building long-term relationships.

  • We are not pushy.

  • We are thorough.

  • We look good.